Brilliant breakdown of where we're headed with CBDCs. The ID-linkage piece is what really seperates this from actual digital cash, since privacy isn't just about hiding transactions but about keeping financial behavior disconnected from identity. Once every payment ties back to an Aadhaar or similar system, we're basically handing over a real-time map of how we live. I saw something similar play out in the banking sector in '08 when everything consolidated, now its happening again but at the protocol level.
I'm guessing they'll (Banksters) sell it as simply like Apple Pay, or your current Debit Card.
They'll do the silly games like higher introductory interest rates for savings/checking/CBDC accounts, only to pull the rug out once they've converted enough of the masses to make it mandatory.
Another option is to simply have banks run out of cash, and then give account holder a CBDC "Card" that shows value........................for the bank's/government's liking.
If you thought lots of things moved quickly in 2025, better have a hat with straps tightly attached for 2026.
Brilliant breakdown of where we're headed with CBDCs. The ID-linkage piece is what really seperates this from actual digital cash, since privacy isn't just about hiding transactions but about keeping financial behavior disconnected from identity. Once every payment ties back to an Aadhaar or similar system, we're basically handing over a real-time map of how we live. I saw something similar play out in the banking sector in '08 when everything consolidated, now its happening again but at the protocol level.
indeed. very astute observation of 08 vs now. theyve been dreaming of this moment for a long time.
I'm guessing they'll (Banksters) sell it as simply like Apple Pay, or your current Debit Card.
They'll do the silly games like higher introductory interest rates for savings/checking/CBDC accounts, only to pull the rug out once they've converted enough of the masses to make it mandatory.
Another option is to simply have banks run out of cash, and then give account holder a CBDC "Card" that shows value........................for the bank's/government's liking.
If you thought lots of things moved quickly in 2025, better have a hat with straps tightly attached for 2026.
i wrote about the different strategies to increase adoption - based on Israel's white paper, 2 years ago: https://www.efrat.blog/i/135996664/strategies-to-increase-engagement